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Fees & Charges

application fee

$350 which includes one property valuation up to a property value of $500,000

valuation fee

$nil, except $330 if the property value exceeds $500,000, or if more than one valuation is required

account keeping fees

$nil except $350 annual fee for the Discount Saver

redraw fee

$nil except $50 for each withdrawal for the Discount Saver

electronic debit fee

$1.50 per EFTPOS transaction for all products except on the Line of Credit loan, $0.50 issuer fee for ANZ Banking Group ATM withdraws or enquiries, $0.50 issuer fee plus an unascertainable operator fee charged by other bank ATMs. The Line of Credit loan has a flat $0.50 transaction fee per EFTPOS, BPAY, outward direct debit or ATM transaction. Internet banking services are not currently available on these products

dishonor fee

$9 inward, $35 outward

legal costs

$330 plus disbursements and government charges

settlement fee


excess cheque fee

$10 } where more than 5 cheques are drawn at settlement

cancellation fee

$50 } where settlement has been booked and is subsequently cancelled

construction fee

$250 progress payment administration fee payable at settlement plus progress inspection fees of $330 prior to each progress payment

cheque fee

$25 per bank cheque

All fees and charges are inclusive of GST

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All interest rates are nominal. Comparison rates are based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.