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Why are the interest rates so low?

You are probably wondering how we can we introduce you to such a low home loan rate and still be in business, right?

Well, there are no secrets.

Source of Loans

First of all, we don't pay any fees to mortgage brokers. Loans are sourced from Trust Company Fiduciary Services Limited and are funded by ANZ Banking Group Limited on application made to LoanAustralia.

Remote Communication

We don't spend your money on local branches or mobile lenders. Why should you pay more on your home loan for our local offices and cars? We believe that it's more convenient, more efficient and cheaper for everybody to use remote communication like phone, email, fax and online systems.

Efficient IT

We streamline our sophisticated IT systems providing efficient and quick loan process from application to final repayment of the loan.

Smart Marketing

We choose our marketing campaigns carefully and ensure that every dollar we spend pays for itself.

Use of Resources

We constantly monitor the performance of our staff and the use of company's resources. We don't waste money on luxurious offices and top paid executives.

Result

So, what are we achieving by all this? We are able to source one of the best home loans on the Australian market. LoanAustralia's home loan products have a wide range of options included, keeping very low rates compared to other lenders. It's a pleasure for us to say that we are a successful Australian company, which is highly welcomed by the public and industry experts. Of course it would be impossible for us to succeed without customers who care about the product value, the customers like you.