Funding Source

In these times of international financial turmoil it is reassuring to know that LoanAustralia is a 100% Australian owned company and sources home loans from within Australia from ANZ Banking Group Limited (ANZ) through Trust Company Fiduciary Services Limited. We are not directly exposed to the American sub-prime loan market.

A home loan obtained through LoanAustralia is secure because:

  • The loan funds come from ANZ Banking Group Limited - one of Australia’s largest banks, and loans are held on balance sheet
  • The loans are not securitized. Unlike some other non-bank lenders we are not exposed to the bond market
  • We do not use “overnight” funds
  • We do not arrange sub-prime loans
  • We have a commitment to maintaining a competitive interest rate
  • Loans are secured by first mortgage security

In fact you could say the loans are as safe as houses, Australian houses.

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